Health & Beauty

Patrick – Nyandarua South, Kenya / Farming

Patrick’s story

Patrick is 62 years old. He is married to Martha. They have no children below 18 years old. For the past 23 years, Patrick has been a farmer and he currently earns a monthly income of KES 40,000.

Patrick is requesting a loan of KES 98,000 from VisionFund Kenya to purchase seeds and fertilizer for his crops. This will be his 11th loan and he has successfully repaid his previous loans. Patrick will use the anticipated profits from his loan to purchase food for his family.

His hopes and dreams for the future are to enjoy an improved life with his wife.


A loan of $950 helps to buy seeds and fertilizer.

This loan is special because:

It helps small-scale farmers increase their production, create jobs and strengthen food security

Dl_Ndeme Group – Senegal / Livestock

Dl_Ndeme Group’s story

This group was created in September 2013 and brings together independent women who are principally involved in business and raising animals.

Khady, standing at the right in the photo with her hand raised, is the group’s representative. She is 49, married and mother to six children, of which three are girls. She is active in animal raising, which she has mastered very well.

She plans to buy sheep at a low price at the weekly markets in her area and livestock feed to fatten them up so that she can resell them.

After the sale, the profits she’ll earn will serve to support the schooling needs of her children, and also be reinvested in her business.

In this group: Thiara , Khady, Ndeye, Ndeye, Thioro

Translated from French.


A loan of $3,175 helps a member to buy sheep.

This loan is special because:

It empowers women in rural Senegal.

Jocelyn – Petit-Goâve, Haiti / Beekeeping

Jocelyn’s story

Jocelyn, aged 57 years old, is a rural entrepreneur who wants to invest in beekeeping. Previously, he was breeding animals in his little farm. After participating in a beekeeping training course offered by a local organization, he learned the techniques to get started in beekeeping.

He is now seeking a loan to buy modern hives, a beekeeping mask, a smoker, and some tools. Jocelyn thinks that this new business will allow him to earn more money to improve the living conditions of his five family members. He would like to maintain a solid relationship with Kiva lenders, as this represents a big opportunity for him.


A loan of $425 helps to buy modern hives, a beekeeping mask, a smoker, and some tools.

Juan Fiser -Olancho, Honduras / Cattle

Juan Fiser’s story

Juan, 44 years old, is married, and lives with his spouse. He owns a house in the municipality of Patuca Olancho in eastern Honduras and has worked raising animals for many years. He says that it has gone very well for him because, thanks to his business, he has managed to have his property where he works.

He is asking for the loan to purchase calves to graze and, in this way, to continue expanding his cattle-raising business. His dream is to get ahead so that when his family grows, he has the means to respond. With the support of the loan, he will achieve his dreams.

Patuca, Olancho, Honduras


This loan is special because:

It has a below-market interest rate and is repaid at harvest, when farmers can more easily repay.

Sarah – Fort Portal, Uganda / Agriculture

Sarah’s story

Sarah needs a loan to buy fertilizers to apply to her garden. She lives in Fort Portal, Uganda. She is a mother of four children.

She has been farming for 10 years, particularly onions, although sometimes she ventures into dairy farming. She is faced with a challenge of pests and diseases, which have reduced her crop yields. She hopes to use better or improved methods of farming and wants money to buy fertilizers to apply on her onion plantation to get better yields.


This loan is special because:

It helps increase the productivity and income of rural farmers in Uganda.

A loan of $1,225 helped to buy fertilizers to apply to an onion plantation to get better yields.

 

Timothy – Kangundo, Kenya / Retail

Timothy’s story

Timothy is 63 years old. He is married and blessed with six children. His business is a furniture shop, which he has had for four years.

This is his first loan which he will use to buy tables, sofa sets and other furniture. He will use profits from his expanded business to provide for his family’s basic needs like food, clothing, medical care and school fees.

His hopes and dreams are a sustainable business and a good standard of living for his family.


This loan is special because:

It provides financial services and education in deep rural areas.

A loan of $700 helps to buy tables, sofas and other furniture to sell.

Benjamin – Kamwenge, Uganda / Pigs

Benjamin’s story

Benjamin, who is a married man with one child, has been in this business for over 4 years. His main source of income is from a piggery project that supplements the salary he earns as a parish chief in Kamwenge, Uganda. He wants to use the loan got to buy feeds for pigs for the pigs to be healthy and good looking as, this helps to attract more customers and increase his income. He is challenged by high prices for feed, which limits his ability to buy more.

 

satisfaction.


This loan is special because:

It helps increase the productivity and income of rural farmers in Uganda.

A loan of $425 helps to buy feed for his pigs.

Marco Antonio – Mexico / Personal Medical Expenses

Marco Antonio’s story

Marco is 55 years old. He and his partner are in a common-law relationship. For the past 25 years, he has worked at his own business.

Marco was recently diagnosed with a condition in his eyes that is causing him to gradually lose his vision, which has left him extremely depressed. He is in urgent need of cataract surgery, but unfortunately, he does not have sufficient resources to cover the cost of the operation. Due to this situation, Marco is requesting financial assistance so that he can undergo the procedure as soon as possible. He hopes to regain his vision with the surgery, which would give him great joy and satisfaction.


A loan of $550 helps to pay for cataract surgery.

Damira – Kyrgyzstan / Farming

Damira’s story

Damira is 47 years old, married and has three children. Damira has a high school education. As a source of income for her family, she has worked with livestock breeding and field crop cultivation since 1996. Thanks to Damira’s persistent work, her farm currently has 40 sheep, four horses and 6.43 hectares of irrigated land, on which she grows beans.

With an aim to further develop her business, Damira turned to the bank “Bai Tushum” for a loan in the amount of 50,000 som (KGS) to purchase fertilizers to grow organic beans. A part will also go to purchase livestock, with an aim to increase the income from livestock breeding. Damira plans to invest the income from the loan in further developing her business through increasing her herd and in giving her children a quality education.


A loan of $725 helps to purchase fertilizers to increase her income with a good harvest of organic beans, and to buy livestock to increase her income from livestock breeding.

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