Xemuj Group’s story

The Friendship Bridge Trust Bank “Xemuj” is located in the cool province of Totonicapán. 30-year-old Miriam is a member of the group, along with 10 others. She and her husband work hard to provide a better quality of life for their three children (2, 5 and 8 years old).

Miriam wants her children to have good educations so they can become successful professionals. In her own words, “I did not have an education. However, I developed my business to provide my children with an education. I don’t want them to have the same future as me!” She has been able to start achieving her goal using the proceeds of her small farm (chickens, pigs).

Miriam is requesting a KIVA loan to buy chickens, pigs and feed for them. She and her friends are requesting their first KIVA loan to invest capital into their small businesses – traditional textile production and animal husbandry. They, along with 30,000 other low income Guatemalan women, participate in the Friendship Bridge “Microcredit Plus” program of loans, education, healthcare.

The ladies have monthly meetings where they make payments on their loans and then are engaged in educational sessions that include topics like health, nutrition, hygiene and business management. Miriam says, “culturally, women have a restriction on formal education, but the advice we receive in our trainings helps us move forward!”

The women of “Xemuj” are very grateful for the generous support of KIVA investors. Thank you!!!

In this group: Francisca , Miriam Mishell , Irma Rutilia , Felipa , Maria , Juliana Everilda , Ana Feva , Estela , Ana Catalina , Victorina , Juana Noelia


A loan of $5,625 helps a member to buy chickens and pigs.