A portion of Jardin De Paxot Group’s $4,550 loan helps a member to purchase thread for weaving.

In this Group: Margarita , Juana , Petronila , Tomasa , Tomasa Sente , Candelaria , Maria , Manuela , Rosa , Florentina , Tomasa *, Juana *, Micaela

Margarita is in a common law marriage. She is 24 years old and didn’t have the opportunity of going to school. She has one child, who isn’t in school yet. She works making huipiles (traditional woven and embroidered tunics). She started this business with her family’s support and has four years of experience so far. Her partner also helps her. He makes crafts.

She is a group organizer and is requesting a loan. She will use it to purchase thread for making huipiles. In the future she wants to have more capital and offer variety in her textiles.

The other members in this group work makings crafts. It is worth mentioning that the group comprises thirteen members, but only eleven of them were present at the time the picture was taken.

Details of Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva’s Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower’s loan. The other members of the group are not required to use their loans for the same purpose.


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