Patrick – Nyandarua South, Kenya / Farming

Patrick – Nyandarua South, Kenya / Farming

Patrick’s story

Patrick is 62 years old. He is married to Martha. They have no children below 18 years old. For the past 23 years, Patrick has been a farmer and he currently earns a monthly income of KES 40,000.

Patrick is requesting a loan of KES 98,000 from VisionFund Kenya to purchase seeds and fertilizer for his crops. This will be his 11th loan and he has successfully repaid his previous loans. Patrick will use the anticipated profits from his loan to purchase food for his family.

His hopes and dreams for the future are to enjoy an improved life with his wife.


A loan of $950 helps to buy seeds and fertilizer.

This loan is special because:

It helps small-scale farmers increase their production, create jobs and strengthen food security

Dl_Ndeme Group – Senegal / Livestock

Dl_Ndeme Group – Senegal / Livestock

Dl_Ndeme Group’s story

This group was created in September 2013 and brings together independent women who are principally involved in business and raising animals.

Khady, standing at the right in the photo with her hand raised, is the group’s representative. She is 49, married and mother to six children, of which three are girls. She is active in animal raising, which she has mastered very well.

She plans to buy sheep at a low price at the weekly markets in her area and livestock feed to fatten them up so that she can resell them.

After the sale, the profits she’ll earn will serve to support the schooling needs of her children, and also be reinvested in her business.

In this group: Thiara , Khady, Ndeye, Ndeye, Thioro

Translated from French.


A loan of $3,175 helps a member to buy sheep.

This loan is special because:

It empowers women in rural Senegal.

Jocelyn – Petit-Goâve, Haiti / Beekeeping

Jocelyn – Petit-Goâve, Haiti / Beekeeping

Jocelyn’s story

Jocelyn, aged 57 years old, is a rural entrepreneur who wants to invest in beekeeping. Previously, he was breeding animals in his little farm. After participating in a beekeeping training course offered by a local organization, he learned the techniques to get started in beekeeping.

He is now seeking a loan to buy modern hives, a beekeeping mask, a smoker, and some tools. Jocelyn thinks that this new business will allow him to earn more money to improve the living conditions of his five family members. He would like to maintain a solid relationship with Kiva lenders, as this represents a big opportunity for him.


A loan of $425 helps to buy modern hives, a beekeeping mask, a smoker, and some tools.

Juan Fiser -Olancho, Honduras / Cattle

Juan Fiser -Olancho, Honduras / Cattle

Juan Fiser’s story

Juan, 44 years old, is married, and lives with his spouse. He owns a house in the municipality of Patuca Olancho in eastern Honduras and has worked raising animals for many years. He says that it has gone very well for him because, thanks to his business, he has managed to have his property where he works.

He is asking for the loan to purchase calves to graze and, in this way, to continue expanding his cattle-raising business. His dream is to get ahead so that when his family grows, he has the means to respond. With the support of the loan, he will achieve his dreams.

Patuca, Olancho, Honduras


This loan is special because:

It has a below-market interest rate and is repaid at harvest, when farmers can more easily repay.